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Civil judgments left credit reports in 2017, but they can still be enforced. Massachusetts just banned a debt buyer accused of using them to seize cars.
When a door-to-door solar installer folds, the loan, the lien and the credit reporting stay with you. A Michigan lawsuit shows how it happens.
That caller likely bought your name off a prescreen list. Since March 2026 the law blocks that for mortgages, but not for car loans or cards.
A rapid rescore is real and fast, but only your lender can order it, and the lender isn't allowed to pass the fee to you.
A refund promise is only as good as the payment chain behind it. Two FTC cases from September 2026 show how thin that chain can be.
Guaranteed-approval car loans get sold as credit building. A 41-state settlement on September 17, 2026 shows how many ended in repossession instead.
If Equifax answered your inquiry dispute with a form letter, you may be in a $30 million settlement. Who qualifies, what it may pay, and the deadline.
Block will pay $615,000 to settle claims Cash App Borrow loans broke the 36% military rate cap. Here's who's in, what you get, and your deadlines.
A company needs a legal reason to pull your report. Find out who pulled it, dispute it for investigation, and check for identity theft, all for free.