CreditShield analyzes every item on your credit report against 6+ federal laws, writes unique dispute letters with custom legal arguments, and escalates through 7 stages until items are removed.
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Three steps from credit report to dispute letters
Pull your free credit report from annualcreditreport.com and upload it. Our parser extracts every tradeline, collection, inquiry, and public record in seconds.
CreditShield cross-references each item against 6+ federal laws, compares data across all three bureaus, and identifies every disputable angle.
Receive unique, legally-grounded dispute letters ready to send. Track responses, deadlines, and escalate automatically when bureaus don't comply.
Built by people who understand both credit law and technology
Every item is analyzed against 6+ federal laws -- not just FCRA, but FDCPA, ECOA, FCBA, FACTA, and the CARD Act.
AI writes custom arguments for your specific situation. No fill-in-the-blank templates -- every letter is one-of-a-kind.
Discrepancies between Equifax, Experian, and TransUnion ARE the dispute evidence. If bureaus disagree, at least one is wrong.
From first dispute letter through CFPB complaints to intent-to-sue. Automated campaign planning at every stage.
Dispute what matters most first. AI estimates relative score impact so you see the biggest improvements fastest.
Goodwill adjustments, pay-for-delete, settlement offers, and hardship letters -- for items that can't be disputed away.
Real-time statute of limitations tracking with alerts. Know exactly when debts expire in your state -- and when they don't.
See what CreditShield users are saying about their experience
“I was paying $89/month to a credit repair company that was sending the same template letter over and over. CreditShield found legal angles they never even considered.”
“The cross-bureau discrepancy engine found 3 items that were reporting differently across bureaus. All 3 were removed in the first round.”
“CreditShield identified FDCPA violations I didn't know existed. The escalation letters worked -- the collector removed everything and stopped calling.”
See why AI-powered disputes outperform manual credit repair companies
AI-powered credit repair that undercuts the competition while delivering features they cannot match.
See what's hurting your credit
Fix your credit with AI-powered disputes
Maximum firepower for serious repair
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The average credit report contains 5 errors. Each one could be costing you thousands in higher interest rates. CreditShield finds them, builds the legal case, and fights to get them removed.
No credit card required. See your results in minutes.